Portfolio Management for the Windhaven Strategies is provided by Charles Schwab Investment Management, Inc., dba Schwab Asset Management™, a registered investment adviser and an affiliate of Charles Schwab & Co, Inc. ("Schwab"). Schwab Asset Management and Schwab are separate entities and subsidiaries of The Chartes Schwab Corporation

Please refer to Charles Schwab Investment Management, Inc. Disclosure Brochure for additional information.

Diversification strategies do not ensure a profit and do not protect against losses in declining markets. Investments in managed accounts should be considered in view of a larger, more diversified investment portfolio.

Windhaven Strategies are available through Schwab's Managed Account Connection® program ("Connection"). Please read Schwab's disclosure brochure for important information and disclosures relating to Connection and Schwab Managed Account Services.